Politique de Confidentialité

Dernière mise à jour : 20 mars 2026

This Privacy Policy describes how Emprunt Éthique collects and uses your personal information. We are committed to protecting your privacy and handling your data responsibly in accordance with applicable French and European data protection regulations.

Informations que Nous Collectons

We collect various types of information to provide you with quality content and services related to consumer credit education. This includes personal information you voluntarily provide when contacting us, such as your name, email address, and phone number. Additionally, we collect technical data automatically when you browse our website, including your IP address, browser type, pages visited, and the time spent on our site. We also use cookies and similar technologies to enhance your browsing experience and understand how you interact with our content about crédit à la consommation, TAEG, and loi Lagarde protections.

Comment Nous Utilisons Vos Informations

We use the information we collect to deliver and improve our educational services regarding responsible borrowing and consumer credit awareness. Your data helps us personalize content about surendettement prevention, emprunt responsable, and loan comparison guidance tailored to your needs. We use contact information to respond to your inquiries and provide support. Technical data allows us to optimize our website performance, fix issues, and analyze usage patterns to enhance the relevance of our information about TAEG annual percentage rates and French consumer protections. We never sell or share your personal information with third parties for marketing purposes.

Vos Droits en Matière de Données

Under French data protection law and GDPR regulations, you have several important rights regarding your personal information. You have the right to access any data we hold about you and to receive a copy in a portable format. You can request correction of inaccurate information or deletion of data that is no longer necessary. You may also restrict how we process your information or object to specific uses. If you believe we have mishandled your data, you have the right to lodge a complaint with the French data protection authority (CNIL). To exercise any of these rights, please contact us using the information provided below.

Utilisation des Cookies

We use cookies on our website to improve your browsing experience and provide better service. Cookies are small files stored on your device that help us remember your preferences and understand your behavior on our site. Essential cookies are necessary for the website to function properly, while analytical cookies help us measure traffic and understand which pages are most valuable for our content about crédit consommation education. We use persistent cookies to remember your preferences and session cookies that expire when you close your browser. You can control cookie settings through your browser preferences, though disabling some cookies may affect your ability to access certain features of our site.

Sécurité de Vos Données

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our security protocols include encrypted data transmission, secure servers, and restricted access to sensitive information. However, no method of internet transmission is completely secure. While we strive to use commercially acceptable means to protect your data, we cannot guarantee absolute security. We encourage you to use strong passwords and practice safe browsing habits to help protect your information.

Modifications de Cette Politique

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or applicable regulations. Any significant changes will be announced on our website with an updated “last modified” date. Your continued use of our services following the posting of changes constitutes your acceptance of the updated Privacy Policy. We recommend reviewing this policy periodically to stay informed about how we protect your information and maintain your trust in our commitment to responsible data handling.